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Insurance Tips for Motorcycle/Motorbike Owners

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  Although there are many advantages to owning a motorcycle, there is definitely an increased level of risk involved. Premium Search is proud to bring you these safety and motorcycle insurance tips.

Always wear protective clothing – preferably leathers – and always wear a helmet that fits properly. Riding clothes should ideally be reflective and bright to ensure maximum visibility, especially early in the morning or after sunset. Keeping your lights on during the daytime is also a good idea.

When shopping for a helmet, make sure it fits securely. If you’re uncertain, it would be wise to ask an assistant to help you – and pick a bright colour for higher visibility!
If possible, try avoiding riding in wet weather. Dress warmly if it’s wet, and drink enough fluids if you’re driving long distances in the heat. Always indicate, and be sure to make other road users aware of what you intend to do. Remember: you’re not very visible!

Bike insurance is crucial!
Make sure that your motorcycle insurance policy is sufficient to cover your needs. Although you may not be able to cause excessive damage to another vehicle, you could well end up being held liable for minor damages. Be very careful not to give passengers a lift if your license doesn’t allow it, as this may be a violation of your bike insurance policy’s regulations.

Successful Bike Insurance Claims Requires a License
Be sure to renew your license if it expires; motorcycle insurance companies don’t compensate illegal riders – not even if the accident wasn’t your fault.

More Motorcycle Safety Tips
Think and check before you make your change lanes; always glance over your shoulders to check for road hogs and speedsters!

Don’t speed. You are more vulnerable to road surface issues such as oil spillage, obstacles, gravel or uneven surface finishing. Allow enough time to respond to the unforeseen, and take regular safety breaks.

Regular maintenance is essential for regular bike users. Know your bike and service it regularly!
 

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