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Buying your first car is a process
characterized by loads of paperwork,
difficult decisions and a lot of questions.
Many first time buyers are often not aware
of the fact that they need to have car
insurance before driving their new vehicle
off the showroom floor! The importance
of car insurance
If you’re financing your car’s purchase
through a financial institution such as a
bank, you will have to take out a car
insurance policy featuring a sufficient
level of cover, as the bank wishes to know
that the asset – which stays theirs until
you have fully paid it off – is insured
sufficiently.
Dial Direct Insurance advises that
getting the correct car insurance policy is
vital for ensuring a safe car ownership
experience. It is very important to realize
that you are allowed to select your own
insurance company, and that your bank’s
recommendation should be treated as a
suggestion.
Shop around for car insurance and
insurance companies
Making several enquiries and shopping around
will ensure that you get the best possible
car insurance quote – meaning that your
insurance cover, and monthly insurance
premiums will both be at optimum levels.
Young drivers should be especially thorough
in their investigations, as their age counts
against them when it comes to insurance
premiums and insurance excesses.
What if I buy my car cash?
Cash buyers also need to take out car
insurance! Apart from protecting your new
(or second-hand) asset, you also need to
protect yourself in terms of legal and
financial liability, should an accident
occur.
Hijackings and theft constitute a very real
threat in South Africa. Additionally, as the
amount of cars on the road are increasing
annually, drivers face a higher risk. As
such, getting the correct levels of
insurance cover is critical – especially for
young car owners.
Dealing with direct insurance
companies
Direct insurance companies such as Dial
Direct Insurance are geared towards
keeping the paperwork associated with car
insurance down to a bare minimum. Contacting
them, and a couple of other South African
car insurance companies for an
online
insurance quote will give you a good
idea of what you can expect to pay for car
insurance.
Additionally, you will also be contacted by
a direct insurance consultant shortly
thereafter. He or she will then tailor a car
insurance package to suit your needs – and
save you money, where possible!
With direct insurance companies, you also
won’t pay any additional charges or
consultation fees, making Dial Direct a
great South African insurance company
for budget
insurance.
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