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  Avoiding Car Insurance Pitfalls

Dial Direct Insurance recommends the following tips to help you avoid the pitfalls associated with car insurance:

Read the fine print
Make sure that you are aware of all rules and conditions relating to your car insurance policy. Even while you’re only getting car insurance quotes, it’s a good idea to check up on the finer details of the contract.

You should pay specific attention to the conditions for claiming. Also be sure to establish under which circumstances your insurance company won’t pay out.

Report accidents or theft promptly
Report accidents or incidents of car loss through theft to the police station closest to where the accident or loss happened within 48 hours.

Submit insurance claims without delay
Any documents you receive in connection with the claim must be submitted to your car insurance company within 30 days. Every car insurance company and policy will have different rules and regulations. Dial Direct, for example, that you inform them of any events that you may claim for within 60 days. You also have to supply them with full details of the incident.

Comply with your insurance companies regulations
Each individual insurance company has certain obligation that each car insurance policy holder needs to comply with in order for a claim to be paid out. These usually include accurate and truthful information about the accident or loss, taking the necessary precautions to avoid damage or loss from occurring, etc. In short, insurance companies expect you to act responsibly and look after your car and possessions.

 

 

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