|
Premium Search
>
Car Insurance
Information >
Online Car Insurance Quotes |
| |
Car Insurance
|
|
Online car insurance quotes: how useful are they?
|
|
|
|
Online car insurance quotes are awesome
tools when it comes to choosing the best
car insurance companies and insurance
policies – yet it is important to see and
use them realistically.
Online insurance quotes are ballpark
premium figures
In order to not waste your time, insurance
quote request forms are kept short and
sweet. As such, insurance eQuote, as online
insurance quotes are often referred to, are
not 100% accurate; although they can give
you a general indication of what your
insurance premium will be.
Wait for the insurance company’s
telephone call
Shortly after you’ve received your online
car insurance quote from the insurance
company (delivered via email), you will also
be contacted telephonically. At this point,
an insurance consultant will be able to
tailor an personal car insurance policy
to such an extent as to give you the most
optimal level of insurance coverage – at a
price that is as low as possible.
For example: opting not to insure your car’s
radio will save you quite a bit of money per
month, as the risk of a break-in will be
significantly reduced.
Compare apples with apples
Be sure to compare similar insurance
policies, featuring the same benefits, level
of coverage, similar excess amounts, etc.
Don’t assume that Insurance Policy A is
better than Insurance Policy B, just because
the premium, quoted based on a basic
estimate, was lower. (Initial online car
insurance quotes delivered via email can
differ significantly with regards to the
premium quoted!
Online insurance quotes can be cheaper!
Dial Direct, a leading insurance company in
South Africa, boast a 5% discount on your
insurance premium should you sign up for
cover by requesting an online insurance
quote.
Many South African insurance companies
are specifically geared towards an
operational model leveraging online quotes,
followed by telephonic quoting – and it’s
100% free! If you don’t like the insurance premium quoted, or the cover
doesn’t suit you, you’re under no obligation
to sign up!
Put the top South African insurers such as
Dial Direct
Insurance,
Budget
Insurance Brokers,
First for
Women Insurance and
Auto&General
Insurance to the test – before you spend
money on consulting an independent insurance
broker!
|
|
